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Income SecurityGo back to Services

Click on the following links to access relevant web pages with further information. All web pages will open in a new browser window.

Programs Income Securities is a program designed for seniors that incorporates most federal support programs. Some of these programs include CPP, Survivor Benefits, Disability Benefits, Old Age Security (OAS), Guaranteed Income Supplement (GIS), and the allowances. You may also be eligible for international benefits through income securities.

Old Age Security (OAS) Program The Old Age Security program, the cornerstone of Canada's retirement income system, provides you with a modest pension at age 65 if you have lived in Canada for at least 10 years. If you are a low-income senior, you may be eligible for other benefits as early as age 60.

Guaranteed Income Supplement The Guaranteed Income Supplement provides additional money, on top of the Old Age Security pension, to low-income seniors living in Canada. To be eligible for the GIS benefit, you must be receiving the Old Age Security pension and meet the income requirements explained in the link.

The Allowance The Allowance provides money for low-income seniors who meet the following conditions:

  • your spouse or common-law partner (same sex or opposite sex) receives or is entitled to receive the Old Age Security pension and the Guaranteed Income Supplement;
  • you are 60 to 64 years old;
  • you are a Canadian citizen or a legal resident at the time your Allowance is approved or when you last lived here; and
  • you have lived in Canada since age 18 for at least 10 years.

Allowance for the Survivor The Allowance for the survivor provides money for low-income seniors who meet the requirements below:

  • you are 60 to 64 years old;
  • you are a Canadian citizen or a legal resident at the time your Allowance is approved or when you last lived here;
  • your spouse or common-law partner has died; and
  • you have lived in Canada after reaching age 18 for at least 10 years.

If you have not lived in Canada after reaching age 18 for at least 10 years, but you have lived or worked in a country that has an international social security agreement with Canada, you may still qualify.

Payment Information:

OAS Rates

Payment Dates

Direct Deposit

Need Help?

The staff at our office are ready and capable to help you with any problems and questions concerning Income Securities. Please feel Free to give us a call at (403) 207-3030.

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Constituency Office

Radisson Centre Suite 225, 525-28 Street SE Calgary, Alberta T2A 6W9 Phone: 403-207-3030 Fax: 403-207-3035 Email: deepak@deepakobhrai.com

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Parliamentary Office

426-N Centre Block House of Commons Ottawa, Ontario. K1A 0A6 Phone: 613-947-4566 Fax: 613-947-4569 Email: Deepak.obhrai@parl.gc.ca